- Apply Online
Central Minnesota Credit Union was built from the ground up by its members since 1939. The credit union was chartered in Melrose under the philosophy of ‘people helping people’. Every member is an owner and earnings are returned through better rates on savings and loans and lower fees. Your Board of Directors is made up of members who volunteer their time to ensure each decision benefits the membership as a whole.
As a member-owned organization, our vision is enhancing the lives of members and community through strength, service and growth. CMCU has always been willing to go the extra mile and work with members’ requests. We partner with all members to make mutually beneficial decisions and are committed to serving our communities by sponsoring events, volunteering and contributing to local organizations. These commitments are the foundation of your credit union, the reason for our success and why we remain financially strong.
Central Minnesota Credit Union membership is open to persons who live, work, worship, volunteer, or attend school in and businesses and other legal entities in the following Minnesota Counties: Becker, Benton, Clay, Douglas, Grant, Kandiyohi, Meeker, Morrison, Otter Tail, Pope, Sherburne, Stearns, Todd, Wadena, Wilkin, Wright; North Dakota Counties: Cass and Richland, or blood relatives of regularly qualified credit union members. CMCU has a “once a member always a member” policy. This is a special lifetime membership provided you maintain your