Applications & Forms

Ready to become a member of Central Minnesota Credit Union? Join the team and start experiencing the benefits of credit union membership. At CMCU, every member is an owner and earnings are returned through better rates and lower fees. Learn about CMCU Membership here.

Current Members!

You can use the CMCU mobile app on your phone to apply for new accounts and loans! Check It Out


Membership & Deposit Accounts

Get ready for better savings rates and a checking account centered on you! Start your application for a savings or checking account here:

Open an Account
Checking & Savings Accounts

Loans & Lines of Credit

Whether you're looking to finance a car or recreational vehicle loan, open a credit card, a personal loan, or a home equity line of credit, you can get started right here! Start your loan or line of credit application here:

Apply for a Loan
Loans & Lines of Credit

Mortgage Application for Pre-Qualification

Apply for a Mortgage Loan
Get started for all mortgages



To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

Check Your Application Status

Once you submit your application for a deposit product or loan, a Personal Banker will be in touch within one business day to confirm and process your application. If you would like to check the status of your recently submitted application, just click the button below.

Check Application Status
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