Apply here for SBA PPP Loan Forgiveness

Land Loans

Purchase a plot of land for future home building and more.

If you're interested in purchasing a plot of land, this is the time where our local team shines. Since we are from the area, we'll be able to understand your values and help you purchase the right plot. From recreational land to ready-to-build plots, we'll be by your side to help coordinate the financing.

Bare land for sale
 
 

Building a Home

When building your dream home, starting with the location is key. You can buy the property before you start the construction process to ensure your "spot is saved."

Building a Business

Everyone knows the age-old phrase, "location, location, location." It helps drive a business's success. Pick the right piece of land and start building your empire with our knowledgeable Commercial Team. Click here to contact our business team.

Recreational Use

Not all land needs to be built up. Bare land can also be used for hunting or other recreational use. Our local mortgage lenders have your back with providing the right financing.

 
 

 

Mortgage Loan Calculator

Estimate monthly payments and total interest paid on any fixed-rate mortgage loan.

Loan Amount:
Annual Interest Rate:
Loan term:
Annual Real EstateTaxes:
Annual Homeowners Insurance:
Monthly Private Mortgage Insurance:
Monthly Principal and Interest Payment:
Monthly Tax, Insurance and PMI payment:
Total Monthly Payment:

*Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.

Calculating mortgage payment
 
 

HELPFUL TIP

Meeting with a mortgage lender about your loan options is a great idea. They can help recommend the best loan for your situation and future.

Apply for a mortgage loan today!

We’re ready to help finance your perfect home with your perfect mortgage.

Apply Now

Mortgage Programs

Check out some of the mortgage loan options available with CMCU:

BUYING A
HOME HUB


Go to the mortgage homepage to learn more about the process.

CONVENTIONAL
MORTGAGE


Traditional mortgage loans with fixed rates throughout the term of the loan.

ADJUSTABLE-RATE
MORTGAGE (ARM)


Mortgage Loans with variable interest rates which may fluctuate payments.

FIRST-TIME
HOME BUYERS


Learn more about purchasing your first home and your options available.

FHA
LOANS


Funds are available from the Federal Housing Administration to low-moderate income families.

HOMEREADY BY
FANNIE MAE


A program for credit-worthy low-to-moderate income borrowers or homes in low-income communities.

RURAL
DEVELOPMENT


A program for low and moderate income families living in rural areas.


VETERANS
AFFAIRS (VA)


A VA loan helps provide home financing for eligible Servicemembers, Veterans, and surviving spouses.

Membership

Not a Member? Join us today!

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become a member

Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.

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