Veterans Affairs (VA) Loans
Servicemembers, Veterans, and eligible surviving spouses can become homeowners.
A VA loan helps provide home financing for eligible Servicemembers, Veterans, and surviving spouses. The VA guarantees a portion of the loan which can help the lender provide you with more favorable loan terms. To learn more information about VA home financing, speak with your local CMCU mortgage loan officer, or visit the US Department of Veterans Affairs website.
VA Website
Purchase Loans
A purchase loan can help you secure a mortgage loan with competitive interest rates. Many times, you won't need a down payment or Private Mortgage Insurance (PMI).
Refinance Loans
An Interest Rate Reduction Refinance Loan (IRRRL), or the Streamline Refinance Loan, can help you obtain a lower interest rate by refinancing your existing VA loan.
Adapted Housing
Adapted Housing Grants are available to help disabled veterans renovate their current home to better accommodate their disabilities, or purchase a new, accessible home.
Mortgage Loan Calculator
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Apply NowMortgage Programs
Check out some of the mortgage loan options available with CMCU:
CONVENTIONAL
MORTGAGE
Traditional mortgage loans with fixed rates throughout the term of the loan.
ADJUSTABLE-RATE
MORTGAGE (ARM)
Mortgage Loans with variable interest rates which may fluctuate payments.
FIRST-TIME
HOME BUYERS
Learn more about purchasing your first home and your options available.
LAND
LOANS
Loans are available for the purchase of property such as for hunting or investment.
FHA
LOANS
Funds are available from the Federal Housing Administration to low-moderate income families.
HOMEREADY BY
FANNIE MAE
A program for credit-worthy low-to-moderate income borrowers or homes in low-income communities.
RURAL
DEVELOPMENT (RD)
A program available through USDA to boost rural communities and offer appealing mortgage loans to buyers.
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Please note, while you are undergoing the mortgage loan process, it is best that you check with your mortgage lender before opening any other loans at the same time.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.