Digital Wallet

Use your CMCU Visa® cards across a variety of devices to quickly and securely make purchases.

Using digital payment services such as Apple and Google Pay is simple and it works with the devices you use every day. Your card information is secure because it isn’t stored on your device or shared when you pay. Paying in stores, apps and on the web has never been easier, safer, or more private.

Digital Payment Services

Visa Secure Remote Commerce (Visa SRC)

We're bringing you the next evolution of online buying so you can pay the easy, smart way.

Online buying is evolving so you can pay with fewer clicks. Paying online with your CMCU Visa card is:

The Visa SRC icon means you no longer have to enter 16-digit primary account numbers, look up passwords, or fill out long forms to make a purchase online where Visa credit or debit is accepted.

Wherever you see the Visa SRC icon and Visa credit or debit is accepted, you'll enjoy the same time-saving digital checkout.


Visa SRC

Google Pay

A better way to pay.

Google Pay is the fast, simple way to pay in millions of places – online, in stores, and more. It brings together everything you need at checkout and keeps your information safe and secure.

Getting Started is as easy as:

  1. Download the Google Pay app
  2. Add your Central Minnesota Credit Union Visa® card - it's as simple as snapping a photo
  3. Pay confidently at over a million locations in the U.S. 

set up now

Google Pay

Apple Pay

Secure, simple, and even more useful.

Apple Pay is simple to use and works with the cards you already have on the devices you use every day. And because your card details are never shared when you use Apple Pay — in fact, they aren’t stored on your device at all — using Apple Pay on your iPhone, Apple Watch, or iPad is the safer and more private way to pay.

It's a snap to get started

  1. Make sure your iPhone 6, iPad Air 2, or iPad Mini 3 has the latest version of iOS 8
  2. Add your CMCU Visa card to Apple Pay. Set Up help.
  3. Use it within apps or hold your device near a contactless reader with your finger on TouchID.

Enroll Now

Apple Pay


Samsung Pay

Simple. Secure. Works virtually anywhere you can swipe your card.

Introducing Samsung Pay, the new way to pay with your Samsung Galaxy device. It’s simple. Secure. And works in more stores than any other mobile payment service.

Learn more Now

Samsung Pay

Fitbit Pay

Conveniently make purchases on the go without a wallet or smartphone.

From buying water after workouts to grabbing coffee mid-commute, Fitbit Pay is the most convenient way to pay - right from your wrist. No phone or wallet necessary. Simply hold your Fitbit Ionic watch by a contactless payment terminal and authorize your purchase.

Getting Started is as easy as:

  1. Open the Fitbit app on your phone and navigate to the Ionic settings. Tap Fitbit Wallet and follow the instructions to add your card.
  2. Your card details will be sent securely to CMCU for verification. You'll be prompted to accept the terms of CMCU.
  3. Once you're done, Fitbit Pay will sync the activated card to your Ionic watch via Bluetooth.

learn more now

Fitbit Pay

Garmin Pay

Secure, simple, and even more useful.

Your Garmin device is already an important part of your everyday life, but with the Garmin Pay contactless payment solution, you’ll have more uses for it than ever before. It’s the faster, more secure, convenient way to pay. Garmin Pay lets you make purchases quickly and almost effortlessly with nothing needed but your watch. No wallet? No phone? No problem.

It's a snap to get started

  1. Check to make sure you are using a compatible Garmin device.
  2. Add your CMCU Visa card to your watch's digital wallet.
  3. Enter your passcode, select the right credit card from your virtual wallet, and then hold your wrist near the card reader.

Learn more Now

Garmin Pay

Additional Services available through Digital Banking


Go back to the Digital Banking homepage to learn more about the platform.


Access your digital banking account on your smart phone or tablet anytime, anywhere.


A single spot to update your card on file for subscriptions wherever you pay.


Get alerts about your CMCU accounts via phone or email.


View your account statements securely on Digital Banking.


Pay your bills instantly or schedule in advance for peace of mind.


View your CMCU accounts on your watch.


Receive payments directly into your CMCU account.


Make P2P payments to your friends through Digital Banking.


Learn more about the digital services available for business digital banking accounts.
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