CMFA Seminars and Events
Learn about investments, retirement, and more!
Central Minnesota Financial Advisors creates opportunities for you to learn about various topics such as retirement, social security, investments, Medicare, and so much more. Get educated and find a great resource for investing your hard-earned money.
Social Security and Your Retirement
Join us for a virtual seminar
During the virtual seminar, you’ll find out more about your Social Security benefits and discuss the role they play when setting a clear direction for your financial future. You’ll learn the answers to your Social Security questions, including:
- What are the rules for starting your Social Security benefits?
- How do spouses coordinate their benefits?
- Are there different routes to take that could potentially increase your benefits?
- How do you decide where Social Security fits within your retirement plans?
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat:
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
MGA-3052356.1-0420-0522
Income for Life
Join us for a virtual seminar
You have retirement goals and plans for your future. Without a regular paycheck to count on, achieving a steady stream of retirement income will be an important part of the road ahead. Will Social Security be enough? What about your 401(k)?
Here’s an opportunity to attend a valuable virtual seminar on this important topic, at no cost and no obligation:
Income for Life: Guaranteeing retirement income to last a lifetime
Join us for a virtual session that can help you set your financial direction and answer more of your questions:
- What sources of retirement income will you rely on?
- What retirement risks do you face now that you’re drawing on their savings?
- Which income strategies should you consider?
- How can you use annuities to guarantee income for life?
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
MGA-3013564.1-0320-0422 © 2020 CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
The Return of Conservative Investing
Join us for a virtual seminar
Market volatility. Low interest rates. Retirement risks. All of these headwinds are making it tougher than ever to know where to invest your retirement savings. In this virtual seminar, you’ll learn how conservative investments like certificates of deposit (CDs) and annuities can help get your financial plan back on track.
In this session you will learn the answers to questions, including:
- How can conservative investments help you face today's economic risks?
- What are the differences between CDs and annuities?
- What are the different types of annuities?
- How do you decide which conservative investment is right for you?
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
Many registered annuities offer four main features: (1) a selection of investment options, (2) tax-deferred earnings accumulation, (3) guaranteed lifetime payout options, and (4) death benefit options. Before investing, you should consider the annuity’s investment objectives, risks, charges and expenses. The prospectus contains this and other information. Please read it carefully. To obtain a prospectus, contact your advisor, log onto membersproducts.com or call 888.888.3940.
CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.
MGA-3013564.1-0320-0422 © 2020 CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
How to Weather a Bear Market
Join us for a virtual seminar
When the market dips, what do you do? How do you react? Without a plan, reacting based on your instincts could hurt your long-term financial goals. Learn steps you can take now to prepare to weather the next bear market.
Attend a valuable virtual seminar, “How to Weather a Bear Market.” You’ll learn the answers to questions, including:
- What is a bear market?
- How does behavioral finance affect decision-making?
- How do overreaction and bad decisions compromise long-term financial goals?
- How do I weather a bear market?
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
MGA-3013564.1-0320-0422 © 2020 CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
Understanding Medicare
Join us for a virtual seminar
Planning for retirement is never easy and maneuvering through Medicare rules and regulations is one more step in an already confusing process. Join us for a no-cost, no-obligation virtual seminar that can help answer your questions.
Here’s an opportunity to attend a valuable educational virtual seminar on this important topic.
During the virtual seminar, you’ll find out more about the basics of Medicare and how financial education can help you in retirement income planning. You’ll learn the answers to your Medicare questions and discuss:
- Medicare basics and the differences between Parts A, B, C and D
- Tips for choosing your coverage and enrolling in Medicare
- How to consider health care costs when planning your retirement income
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
This workshop is educational only and is not investment advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. All guarantees are backed by the claims-paying ability of the issuer. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers.
Asset allocation and diversification do not guarantee a profit or prevent a loss. See your prospectus for details about your investment options and refer to the fund prospectus for information on specific investment objectives. Variable annuities are sold by prospectus only. You can obtain a prospectus by contacting your financial advisor or the insurance company. Read it carefully.
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
The 3 Transitions to Retirement
Join us for a virtual seminar
Are you ready to retire? You might be prepared for the financial transition, but you’ll experience lifestyle and emotional transitions as well. We can help you understand these upcoming changes and provide the information you need to better prepare for this exciting season of your life. Working together, we’ll gain clarity and confidence about your path to retirement. Here’s an opportunity to attend a valuable virtual seminar on this topic.
During this session, you'll learn:
- How to confidently address the financial, lifestyle and emotional transitions to retirement
- How to guard against risks and manage those that are inevitable
- Whether you are ready for retirement
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat:
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
MGA-3052356.1-0420-0522
Redefining a Diversified Portfolio
A virtual seminar about exploring new possibilities for risk management
In today's volatile market, retirement savers face new challenges. Traditional portfolio diversification may no longer be the answer to growing your savings without the risk of losing it all. Luckily, there are new ways to manage investment risk.
Here’s an opportunity to attend a valuable virtual seminar on this important topic.
You’ll find out more how retirement savers are facing new challenges, and the new ways to manage investment risk. You’ll learn the answers to your investment questions, including:
- What is traditional portfolio diversification?
- How has the investment landscape changed?
- How can you achieve your goals with the least amount of risk?
- How can new annuity options help you rethink diversification?
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
Women & Investing: Steering toward retirement
Join us for a virtual seminar
There’s no denying the facts: Women tend to earn less and live longer than men. If you’re a woman who would like to retire one day, you may need to save more and invest more than men.
Here’s an opportunity to attend a valuable, virtual seminar on this important topic.
The virtual seminar will focus on taking control of your future through investing. You'll also learn about:
- Key investment principles every woman should know
- Important opportunities like asset allocation
- Understanding investor behavior
- Differences between financial products like mutual funds and annuities
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat at One of the Following Sessions
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
MGA-3013564.1-0320-0422 © 2020 CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
Rollover Planning
Join us for a virtual seminar
When retiring or starting a new job, understand the options for your existing retirement savings. Often times when people change jobs or prepare for retirement, they need to make decisions on their retirement plans and pensions. In this virtual seminar, you’ll learn some of the rules we need to follow and the options available.
In this session you will learn the answers to questions, including:
- Pros and Cons to leaving your money in the company plan
- Possible taxes or penalties we may face when moving money
- Options for moving it your new company plan
- Rolling it over to a personal IRA
Space is limited so we urge you to reserve a virtual seat!
Reserve A Virtual Seat:
Register Now
Sponsored by: Central Minnesota Financial Advisors (CMFA)
Presented by: CUNA Mutual Group
Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor. 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. CBSI is under contract with the financial institution to make securities available to members. Not NCUSIF/FDIC INSURED, May Lose Value, No Financial Institution Guarantee. Not a deposit of any financial institution. FR-3495584.1-0321-0423
MGA-3052356.1-0420-0522