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Rachel Kulzer

Financial Advisor, LPL Financial

Rachel Kulzer is an experienced financial advisor with various experiences in the financial industry, giving her a panoramic view of clients’ finances. She graduated with a degree in Finance from North Dakota State University and started with Magnifi Financial in the mortgage department. Soon after starting with the credit union, she pursued her career on the Financial Advisors team.

Rachel grew up in Richmond, MN, and understands the local values of Central Minnesota residents. She now lives locally and is able to serve various Magnifi locations. Outside of work, she enjoys volunteering in the communities where she works with clients.

Rachel understands every client’s short-term and long-term investment goals are unique to them. Knowing this, she diligently ensures each client has a personalized road map of their finances and investments. She has experience with retirement accounts, investment accounts, financial planning services, and life insurance products.

Rachel currently holds FINRA Series 7 and 66 registrations through LPL Financial. She has Life/Health and Variable Insurance License.

Meet with Rachel at any of the following Magnifi Financial branches: Albany, Belgrade, Freeport, Glenwood, Melrose, Paynesville, Sauk Centre, and Spicer.


Check the background of this investment professional associated with this site on FINRA's BrokerCheck.

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Rachel Flint

Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS 

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Magnifi Financial Credit Union and Magnifi Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Magnifi Wealth Management, and may also be employees of Magnifi Financial. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Magnifi Financial or Magnifi Wealth Management. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any
Other Government Agency

Not Credit Union
Guaranteed

Not Credit Union
Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.