Business and Commercial Loans

CMCU has the right loan for the job.

If you’re starting out, buying an established business, looking to expand or buy property, Central Minnesota Credit Union has the financing solutions and expertise to make your business a success.

CMCU is the largest commercial-lending credit union based in Minnesota. Our business lending team has the capacity to finance a small loan, large loan and anything in between. We provide financing solutions tailored to your commercial needs including Small Business Administration (SBA) loan programs. CMCU is designated by SBA as a Preferred Lender which helps you get your business loan faster and more efficiently.

Financial solutions for any-sized business
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Term Loans

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SBA Loans

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Commercial Real Estate

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Start-Up Business

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Line of Credit

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Construction Loans

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I wish everyone in the US could have a Credit Union like CMCU. We have been extremely blessed to be able to work with you all of these years.

- Tammy, SPG

CMCU treats you like a person, not a number. They are always willing to work with you on finding the best solutions for your business needs.

- Tom Opatz, Premier Health Care

We would recommend CMCU to other business owners simply because they are easy to deal with and have your interest at heart; they truly want to help you succeed!

- Travis & Shannon Kunz, The Barking Birch Pet Lodge

CMCU makes the banking & loan process quick and easy so business owners can remain focused on their business operations.

- Wayne Nelson, Nelson Plastics, Inc.


Not a Member? Join us today!

  •  Wide variety of products
  • 21 convenient branch locations.
  •  Online and mobile banking
  •  24,000 ATM locations nationwide
  • Cash management services suite
  •  Low interest rates on loans
  •  High interest rates on savings
  •  Free checking

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Get Started!

Contact Us

Fill out our online form with some information about your business and the products or services of interest. Your local Commercial Banking Officer will be in touch within 1-2 business days.

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Locate a Branch

You can open a business account or loan at any CMCU location. Each location has a designated Commercial Banking Officer, but we recommend you call ahead to make an appointment.


Call Us

We have a dedicated phone line for business members which will help you reach someone who can help faster and save you precious time.

(833) 267-7321


Click here to learn more about what you'll need for your application.

Additional Products and Services for Businesses

Check out all of your other options you can utilize with CMCU's suite of business products and services! Our business team will work with you individually to ensure you're on track to reaching your business goals.

Business Accounts

Store, save and spend your hard-earned cash with checking accounts, Money Markets. and more.

Digital Banking

Efficiently manage your business finances anywhere and on any device.

Industry Solutions

Learn more about the financial solutions specific to your business's industry.
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