Financial Solutions For You

Accounts and loans centered on you.

Balance is more than just what’s in your bank account. It’s about control, focus, and staying centered. That’s why, at CMCU, we focus on you and your needs. The things that give your life balance.

We work hard every day for you, your family, your business, and your community. After all, we live on the same streets you do. From the lake cabins and snowstorms, to the farmlands and skylines, we’re proud to be part of this place. And as it has grown, so have we with the resources to be there in the ways you need­ and then some.

We provide financial services the way you want to be served, doing what we can to make your life easier. CMCU offers free and easy-to-use checking options, robust online services and a state of the art mobile app, a top-rated mortgage experience with local lenders and so much more.

All to help you maintain balance.



consumer accounts

View the right checking and savings accounts for your financial goals.



Consumer Loans

Finance your next vehicle, home, or project with CMCU.



Consumer digital solutions

Manage your finances with digital banking available on any device.


Financial Advisors

Financial Advisors

Fine-tune your path to retirement or financial wellness.

Financial Advisors

Your Perfect Financial Partner

Best of Central Minnesota Winner

We've been voted Best Of Central Minnesota by SC Times Readers 4 years in a row: 2017 - 2020.

Digital banking icon

Our state-of-the-art digital solutions will help you get started with CMCU and maintain your accounts or loans easily and efficiently.

Local business team

Our team is local to the Central Minnesota area. Plus, all account and loans are originated at CMCU by local staff.


Additional Resources

Check out all of your other options you can utilize with CMCU's suite of business products and services! Our business team will work with you individually to ensure you're on track to reaching your business goals.

ATM Locator

Find your nearest ATM, enhanced ATM, and interactive ATM.

Switch Kit

Tools and resources are available for switching from another bank or credit union.

News & Events

View recent news and upcoming
events with CMCU.


Not a Member? Join us today!

  •  Wide variety of products
  • 21 convenient branch locations.
  •  Online and mobile banking
  •  24,000 ATM locations nationwide
  •  Award-winning institution
  •  Low interest rates on loans
  •  High interest rates on savings
  •  Free checking

become a member

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