Loans

CMCU offers loans for everything from cars to boats|houses|ATVs|computers|vacations|home repairs.

Whether you want to buy a new car, buy a home, go on vacation, renovate your home or refinance an existing loan, we can help you get the loan that’s right for you, with competitive interest rates, fast pre-approval and no monthly fees.

Personal Loans

Open a personal loan to help finance a vacation, debt consolidation, or an unexpected expense. We work with you on the amount you can afford, your monthly payments, and the term of the loan. Plus, it’s easy to get started. Contact your local Personal Banker (888) 330-8482 or start your application online.

Loan Options

Available personal loan options include:

  • Personal Lines of Credit
  • Vehicle Loan
  • Home Equity Loan
  • Ready Reserve
  • VISA® Credit Cards
  • Extended Warranties
  • Guaranteed Asset Protection (GAP)
  • Credit Disability and Credit Life Insurance 

Auto & Recreational Vehicle Loans

We understand that it’s important to own a vehicle that fits you and your lifestyle. The right vehicle can make or break your travel experience, no matter the distance. Whether you’re in the market for a new car, used truck, boat or ATV, CMCU is here to finance your purchase or refinance your existing loan. Start your application today online.

Home Equity Line of Credit (HELOC)

Open a line of credit with the equity you have invested in your home! Use the account for house projects, college tuition payments, debt consolidation, vacation, and more! You’ll be able to access your HELOC easily with a Visa debit card and by connecting the account to your internet banking and mobile app accounts. Work with a Personal Banker to determine the perfect amount of credit you can utilize. Start your application online today.

 

VISA® Credit Cards

Get purchasing power, perks, and convenience with a CMCU credit card!

Our Credit Card rate starts low and stays low. You'll always get the same low APR for purchases and cash advances. Get your card printed immediately at one of our instant issue locations.

APPLY NOW

Choose from three VISA® options:

 
Platinum Annual Fee APR * Disclosure
25 day grace period None 9.90% Platinum
Benefits: Warranty Manager Service, CUNA Mutual Insurance, Emergency Card Replacement, Travel Accident Insurance, Emergency Credit Line Increases, Travel and Emergency Assistance
 
Classic A Annual Fee APR * Disclosure
25 day grace period $10.00 11.90% Classic A
Benefits: Warranty Manager Service, CUNA Mutual Insurance, Emergency Card Replacement, Emergency Credit Line Increases, Travel and Emergency Assistance
 
Classic B Annual Fee APR * Disclosure
25 day grace period None 13.90% Classic B
Benefits: Warranty Manager Service, CUNA Mutual Insurance, Emergency Card Replacement, Emergency Credit Line Increases, Travel and Emergency Assistance

Platinum Standard Waiver
Auto Rental Waiver
Classic Travel Accident Waiver

*Annual Percentage Rate {rates are subject to change}

 

Ready Reserve

Apply for this line of credit to prevent overdrawing your checking account. It automatically transfers money if funds are insufficient. Start your application online today.

 

Additional Products

  • Extended Warranties
  • Guaranteed Asset Protection (GAP)
  • Credit Disability and Credit Life Insurance

Current Rates Apply Now

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