Recreational Vehicle Financing Centered On You.
Whatever revs your engine, CMCU can finance it.
We can help you with financing your next recreational vehicle purchase.
- Applications can be completed online, in a branch, or over the phone
- CMCU's knowledgeable and friendly lending staff can help walk you through any situation
- Our loan rates are low and competitive
View more loan rate information - Same-day financing is available upon qualification

Apply
Get Pre-qualified
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Take a Deep Breath
Vehicle Affordability Calculator
Not ready for the full application? No problem, this calculator will help you to compute how much you can afford.
Frequently Asked Questions
Your pre-qualification offer is typically valid for 90 days with CMCU. If we have not heard from you about purchasing a vehicle within those 90 days, then your loan application will be closed and you will need to reapply if you decide to obtain financing after the expiration date.
Get Started!
Apply Online
New Members: Complete an application online.
APPLY NOWCurrent Members: Apply in Digital Banking.
LOGIN NOWLocal Branch
Central Minnesota Credit Union has 21 branches to serve you as well as access to 24,000 ATMs across the United States with MoneyPass.
Video Banking
Talk to a CMCU team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM
Phone
Contact Center
Monday - Thursday: 8 AM - 6 PM
Friday: 8 AM - 7 PM
Saturday: 8 AM - 12 PM
Additional Loan Options
Check out some of the other consumer loan options available with CMCU:
Membership
Not a Member? Join us today!
- Wide variety of products
- 21 convenient branch locations.
- Online and mobile banking
- 24,000 ATM locations nationwide
- Award-winning institution
- Low interest rates on loans
- High interest rates on savings
- Low cost or free checking
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.
*Subject to credit approval. Membership qualification required. Rates based on past credit history. Other restrictions may apply. Ask for details. Equal Opportunity Lender. Insured by NCUA.
RECREATIONAL LOANS
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on loan amount, term, collateral and any fees. Minimum APR loan payment example: $20,000 for 36 months including a $50 doc prep fee, will have a 3.465% APR and a $584.24 monthly payment. Max term varies based off credit score and loan amount.