Auto Financing Centered On You.
Looking To Buy A New Vehicle? Let CMCU Navigate.
We can help you with financing your next vehicle purchase.
- Applications can be completed online, in a branch, or over the phone
- CMCU's knowledgeable and friendly lending staff can help walk you through any situation
- Our auto loan rates are low and competitive
View more auto loan rate information - Same-day financing is available upon qualification

Apply
Get Pre-qualified
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Take a Deep Breath
Vehicle Affordability Calculator
Not ready for the full application? No problem, this calculator will help you to compute how much car you can afford.
Frequently Asked Questions
Your pre-qualification offer is typically valid for 90 days with CMCU. If we have not heard from you about purchasing a vehicle within those 90 days, then your loan application will be closed and you will need to reapply if you decide to obtain financing after the expiration date.
Additional Loan Options
Check out some of the other consumer loan options available with CMCU:
Membership
Not a Member? Join us today!
- Wide variety of products
- 21 convenient branch locations.
- Online and mobile banking
- 24,000 ATM locations nationwide
- Award-winning institution
- Low interest rates on loans
- High interest rates on savings
- Low cost or free checking
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.
*Subject to credit approval. Membership qualification required. Rates based on past credit history. The rate reduction offered is based on a .25% discount for having a checking account and debit card and will be used to calculate the final Annual Percentage Rate (APR) to be assigned to a new loan. Other restrictions may apply. Ask for details. Equal Opportunity Lender. Federally Insured by NCUA.
AUTO LOANS
Membership qualification is required. Loan fees apply. Rates are subject to change at any time and are based on creditworthiness. Loan payment and Annual Percentage Rate (APR) will vary based on loan amount, term, collateral and any fees. Minimum APR loan payment example: $10,000 for 36 months including a $50 doc prep fee, 3.280% APR and a $290.60 monthly payment. Max term varies based off credit score and year of collateral.