Personal Loans Centered On You.
A personal loan is a great way to finance your vehicle|wedding|computer|vacation|home repairs|boat|recreational vehicle
Whether you are in the market for a car or truck, camper, boat, snowmobile or other recreational vehicle, CMCU can finance your purchase. We are centered on providing you with the financial products and services that are centered on your needs. Our convenient online application process requires only minutes of your time.
With solid credit, a personal loan can be used for almost any need, including things like vacations, weddings, computers, home repairs, medical expenses, paying your taxes, and much more.
- Applications can be completed online, in a branch, or over the phone
- CMCU's knowledgeable and friendly lending staff can help walk you through any situation
- Our loan rates are low and competitive
View more loan rate information
- Same-day financing is available upon qualification
This calculator will help you to compute a loan's monthly payment and total interest.
Frequently Asked Questions
CMCU Internet Banking: You can transfer funds from your CMCU checking/savings account into your loan account. Learn more here.
CMCU Mobile App: You can transfer funds from your CMCU checking/savings account into your loan account. Learn more here.
Phone: (888) 330-8482 Pay over the phone with a debit card or CMCU account transfer.
Mail: PO Box 190, St. Joseph, MN 56374. Please include your Account Number and Loan ID. You will not receive a payment receipt by mail but you can verify the transaction within Internet Banking.
Branch: Visit any CMCU location to make a payment.
Work with your assigned CMCU team member to discuss the right options for you.
New Members: Complete an application online.APPLY NOW
Current Members: Apply in Digital Banking.LOGIN NOW
Central Minnesota Credit Union has 21 branches to serve you as well as access to 24,000 ATMs across the United States with MoneyPass.
Talk to a CMCU team member virtually face-to-face. Learn More
Monday - Thursday: 8 AM - 5 PM
Friday: 8 AM - 6 PM
Saturday: 8 AM - 12 PM
Monday - Thursday: 8 AM - 6 PM
Friday: 8 AM - 7 PM
Saturday: 8 AM - 12 PM
Additional Loan Options
Check out some of the other consumer loan options available with CMCU:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.
We may also ask to see your driver’s license or other identifying documents.